The Caisse Mutuelle Laïque (CML) is a mutual and social protection body with the mission to offer health care services to its members through a variety of plans based on the international principles of mutual aid: freedom of choice, prevention of risks, and cover of medical expenses.

Since it was established in 1996, the CML has been continuously improving and expanding its range of services to meet the needs of its members to promote and support the mutual aid activity in Lebanon.

CML provides social and economic support in all areas to the welfare of individuals and families, and as a member of Association Internationale de la mutualité (AIM) and the International Cooperative and Mutual Insurance Federation (ICMIF), the CML is governed by binding regulations and modern techniques adopted worldwide.

From healthcare benefits to retirement plans, CML offers a wide range of services to fit the various needs of its members.
CML members come from different professional and denominational backgrounds, and are spread across Lebanon.

In addition to medical care, CML offers its members a variety of contingency plans at affordable prices through exclusive partnerships with its service providers, these plans include:

1. Coverage against car accidents
2. Coverage against work accidents
3. Third party liability plans
4. Travel assistance
5. Retirement plans
6. Dental Coverage

CML operations are supported by a robust IT platform for an efficient health portfolio management, accurate cost control, and close claim follow-up.
Customer care service with optimal availability (home service, mailing, call center, and hotline).
Comprehensive CRM applications.